First Home Owner Grant in Western Australia (WA), $10,000
WA's First Home Owner Grant is $10,000 for eligible new homes, with an $800,000 cap south of the 26th parallel from 7 May 2026. Check eligibility, duty relief, and how to apply.
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The Western Australia First Home Owner Grant is $10,000 for eligible first home buyers. New homes only, includes newly built homes, off-the-plan purchases, and owner-builder homes.
Quick Facts
| Grant Amount | $10,000 |
| Property Value Cap | $800,000 south of the 26th parallel for transactions from 7 May 2026; $1,000,000 north of the 26th parallel |
| New or Existing | New homes only, includes newly built homes, off-the-plan purchases, and owner-builder homes. Does not apply to established homes. |
| Residency Requirement | Must live in the property as your principal place of residence for a continuous period of at least 6 months, commencing within 12 months of completion |
| Legislation | First Home Owner Grant Act 2000 (WA) |
| How to Apply | Apply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement. |
Eligibility Criteria
To qualify for the First Home Owner Grant in Western Australia, you must meet all of the following criteria:
| Age | Must be at least 18 years old |
| Citizenship | Australian citizen or permanent resident (at least one applicant) |
| Previous Ownership | Must not have previously owned residential property in Australia |
| Occupancy | Must move into the property within 12 months and live there as your principal home for a continuous period of at least 6 months |
How to Apply
Apply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement.
Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.
Other Schemes You Can Combine
First home buyers in Western Australia may also be eligible for these concurrent programs:
- First home owner rate of duty, no duty up to $600,000 and concessions up to $800,000 for eligible transactions from 7 May 2026
- Keystart Home Loans, government-backed low-deposit home loans for WA buyers
- Australian Government 5% Deposit Scheme (formerly Home Guarantee Scheme), purchase with 5% deposit without LMI
- First Home Super Saver Scheme (federal), withdraw voluntary super contributions for your deposit
Frequently Asked Questions, WA First Home Owner Grant
The WA First Home Owner Grant is $10,000 for new homes. For transactions from 7 May 2026, the value cap is $800,000 south of the 26th parallel and $1,000,000 north of it. The grant applies to newly built homes, off-the-plan purchases, and owner-builder properties.
No. Western Australia's First Home Owner Grant only applies to new homes. If you are buying an established property, you may still qualify for the first home owner rate of duty: no duty up to $600,000 and a concession up to $800,000 for eligible transactions from 7 May 2026.
Keystart is a Western Australian government initiative offering low-deposit home loans. Eligible buyers can purchase with as little as 2% deposit without paying Lenders Mortgage Insurance (LMI). Income limits and property value caps apply.
You can apply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement. Most banks and mortgage brokers in WA can process the application on your behalf.
FHOG in Other States
Related Resources
- WA Contract Review Guide , First contract you've ever signed? Understand every clause before you commit.
- Stamp Duty Exemptions for First Home Buyers , State-by-state breakdown of available exemptions and concessions.
- Stamp Duty Calculator , Calculate your stamp duty liability including first home buyer concessions.
- First Home Buyer Guide Australia , The complete guide covering the buying process, costs, and tips.
- Borrowing Capacity Calculator , Estimate how much you can borrow based on your income and expenses.
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