First Home Owner Grant in Western Australia (WA), $10,000

WA's First Home Owner Grant is $10,000 for eligible new homes, with an $800,000 cap south of the 26th parallel from 7 May 2026. Check eligibility, duty relief, and how to apply.

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Definition
Western Australia First Home Owner Grant

The Western Australia First Home Owner Grant is $10,000 for eligible first home buyers. New homes only, includes newly built homes, off-the-plan purchases, and owner-builder homes.

Quick Facts

Grant Amount$10,000
Property Value Cap$800,000 south of the 26th parallel for transactions from 7 May 2026; $1,000,000 north of the 26th parallel
New or ExistingNew homes only, includes newly built homes, off-the-plan purchases, and owner-builder homes. Does not apply to established homes.
Residency RequirementMust live in the property as your principal place of residence for a continuous period of at least 6 months, commencing within 12 months of completion
LegislationFirst Home Owner Grant Act 2000 (WA)
How to ApplyApply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement.

Eligibility Criteria

To qualify for the First Home Owner Grant in Western Australia, you must meet all of the following criteria:

AgeMust be at least 18 years old
CitizenshipAustralian citizen or permanent resident (at least one applicant)
Previous OwnershipMust not have previously owned residential property in Australia
OccupancyMust move into the property within 12 months and live there as your principal home for a continuous period of at least 6 months

How to Apply

Apply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement.

Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.

Other Schemes You Can Combine

First home buyers in Western Australia may also be eligible for these concurrent programs:

  • First home owner rate of duty, no duty up to $600,000 and concessions up to $800,000 for eligible transactions from 7 May 2026
  • Keystart Home Loans, government-backed low-deposit home loans for WA buyers
  • Australian Government 5% Deposit Scheme (formerly Home Guarantee Scheme), purchase with 5% deposit without LMI
  • First Home Super Saver Scheme (federal), withdraw voluntary super contributions for your deposit

Frequently Asked Questions, WA First Home Owner Grant

The WA First Home Owner Grant is $10,000 for new homes. For transactions from 7 May 2026, the value cap is $800,000 south of the 26th parallel and $1,000,000 north of it. The grant applies to newly built homes, off-the-plan purchases, and owner-builder properties.

No. Western Australia's First Home Owner Grant only applies to new homes. If you are buying an established property, you may still qualify for the first home owner rate of duty: no duty up to $600,000 and a concession up to $800,000 for eligible transactions from 7 May 2026.

Keystart is a Western Australian government initiative offering low-deposit home loans. Eligible buyers can purchase with as little as 2% deposit without paying Lenders Mortgage Insurance (LMI). Income limits and property value caps apply.

You can apply through the Office of State Revenue (Department of Finance WA) or through your lender at the time of settlement. Most banks and mortgage brokers in WA can process the application on your behalf.

FHOG in Other States

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