How to Read a CoreLogic Property Report and Find Current Access Options

A property report is useful when it helps you test a price against recorded facts and comparable sales. It is risky when the headline estimate is treated as a valuation. Start by identifying the report version and date, then check the property record before reading the number.

CoreLogic, Cotality and RP Data

CoreLogic announced its global rebrand to Cotality in March 2025. In Australia, RP Data remains the name of Cotality's professional property platform. Older bank reports and search queries may still use “CoreLogic” or “RP Data”, so the names can appear together. Read Cotality's rebrand announcement and see the current RP Data product page.

First identify the report you have

There is no single universal “CoreLogic report”. Cotality sells several products, while banks and brokers may distribute their own branded reports using Cotality data. Sections, availability and disclaimers can differ. Record the report title, supplier, generation date and page containing the estimate disclaimer.

Cotality's consumer Property Report is described as including an estimated sale and rental value, sale and listing history where available, comparable properties and suburb information. Its Property Confidence Report is a separate product with an automated value range, confidence score, comparables and selected location-risk information. Do not assume a field described for one product appears in another.

Paid and free access routes

Cotality publishes current one-off and subscription options on its product pages. Pricing and inclusions can change, so check the checkout page rather than relying on a price copied into an article.

Some banks currently offer a free, bank-branded property report or property insight service. For example, ANZ advertises a free Property Profile Report, and Westpac advertises a free Property Report. Check each provider's current access conditions, privacy notice and report inclusions. A free bank report is not necessarily the same document as Cotality's paid consumer report or an RP Data professional export.

How to read the report

1. Confirm the subject property

Check the street address, unit or lot, property type, land area, bedrooms, bathrooms and car spaces against the listing, contract documents and your inspection. A plausible estimate attached to the wrong unit or stale attributes is not useful evidence. Treat discrepancies as items to investigate, not fields to mentally correct.

2. Record the estimate date and confidence

Read the estimate as a dated model output, including its displayed range and confidence measure. Cotality says confidence reflects the information available to the model; a CommBank sample Cotality report explains that more data about the subject property and similar local properties generally supports a higher confidence level. View the sample report explanation. Confidence is not a promise that the estimate is within a fixed percentage of the eventual sale price.

3. Audit the comparable sales

For each comparable, note:

• contract or recorded sale date and whether the price is available;
• distance and whether the micro-location is genuinely comparable;
• property type, land area and bedroom configuration;
• condition, renovation, view, orientation and parking where you can verify them; and
• why the sale should move your view of value up, down or not at all.

Recent does not automatically mean comparable. A renovated house on a larger, quieter block may be weaker evidence than an older sale with closely matched attributes. Verify important sold prices with the relevant state record, the selling agent or your professional adviser where practical.

4. Separate recorded history from modelled data

A recorded sale, an advertised listing, an estimated value and an estimated rent are different evidence types. Label each one. “Where available” matters: Cotality's product description uses that qualification for several fields, so a blank history does not establish that no event occurred.

5. Read suburb figures with their scope

Check whether a suburb figure covers houses, units or all dwellings; whether it is a median value, sale price or asking measure; and the period it represents. Do not apply a suburb median mechanically to one property or compare it with another provider's number without matching the definitions.

6. Recalculate any yield you rely on

If the report includes estimated rent or gross yield, retain the estimate date and recalculate using your proposed purchase price. Gross yield excludes costs. It is not net cash flow and does not account for vacancy, strata, rates, insurance, management, maintenance, finance or tax.

What an AVM estimate cannot establish

Cotality's disclaimer states that an AVM does not physically inspect the property and may not identify observable features or risks such as condition, renovations, aesthetics, views or environmental issues. It also does not replace a title search, planning certificate, strata report, building and pest inspection, insurance quote or contract advice.

A lender may order its own valuation under its credit policy. That result can differ from a consumer or broker report, and neither tells you what another buyer will offer at a particular sale.

A buyer's evidence workflow

1. Save the report and generation date.
2. Correctly identify the property and mark every uncertain attribute.
3. Review the AVM range and confidence together, never the midpoint alone.
4. Select genuinely comparable settled sales and document your adjustments.
5. Cross-check the address in official title, planning and hazard sources.
6. Ask the selling agent for evidence behind the price guide.
7. Use a qualified valuer when a formal valuation is required.

Related research guides

• Compare realestate.com.au and Domain research tools
• Compare suburbs on matched evidence
• Check title, planning and property records