Does the ACT have a First Home Owner Grant?

No. The ACT abolished the First Home Owner Grant and replaced it with the Home Buyer Concession Scheme, which provides a full stamp duty exemption for eligible first home buyers. This can save buyers up to $34,000+ on a $1,000,000 property, which is significantly more valuable than the $10,000-$15,000 grants in other states.

What is the ACT Home Buyer Concession Scheme?

The Home Buyer Concession Scheme provides a full stamp duty exemption for eligible first home buyers in the ACT purchasing properties up to $1,000,000. Income thresholds apply: $170,000 for singles and $251,000 for couples. It applies to both new and existing homes.

What is the income limit for the ACT Home Buyer Concession?

The total household income must not exceed $170,000 for single buyers or $251,000 for couples/families. Income is assessed on your total gross income for the financial year.

Is the ACT concession better than other states' grants?

For many buyers, yes. The ACT's full stamp duty exemption on properties up to $1,000,000 can save over $30,000, compared to the $10,000-$30,000 cash grants offered in other states. However, the ACT scheme has income thresholds that don't apply to FHOG in other states.

Does the ACT have a First Home Owner Grant?

No. The ACT abolished the First Home Owner Grant and replaced it with the Home Buyer Concession Scheme, which provides a full stamp duty exemption for eligible first home buyers. This can save buyers up to $34,000+ on a $1,000,000 property, which is significantly more valuable than the $10,000-$15,000 grants in other states.

What is the ACT Home Buyer Concession Scheme?

The Home Buyer Concession Scheme provides a full stamp duty exemption for eligible first home buyers in the ACT purchasing properties up to $1,000,000. Income thresholds apply: $170,000 for singles and $251,000 for couples. It applies to both new and existing homes.

What is the income limit for the ACT Home Buyer Concession?

The total household income must not exceed $170,000 for single buyers or $251,000 for couples/families. Income is assessed on your total gross income for the financial year.

Is the ACT concession better than other states' grants?

For many buyers, yes. The ACT's full stamp duty exemption on properties up to $1,000,000 can save over $30,000, compared to the $10,000-$30,000 cash grants offered in other states. However, the ACT scheme has income thresholds that don't apply to FHOG in other states.

First Home Owner Grant in Australian Capital Territory (ACT) — No FHOG — replaced by Home Buyer Concession Scheme

The ACT replaced the First Home Owner Grant with the Home Buyer Concession Scheme — full stamp duty exemption on properties up to $1,000,000. Learn eligibility, income thresholds, and how to apply.

Definition

Australian Capital Territory First Home Owner Grant

The Australian Capital Territory First Home Owner Grant is No FHOG — replaced by Home Buyer Concession Scheme for eligible first home buyers. Both new and existing homes — the ACT Home Buyer Concession Scheme applies to all residential property types, not just new homes.

Quick Facts

Grant Amount	No FHOG — replaced by Home Buyer Concession Scheme
Property Value Cap	$1,000,000 (income threshold: $170,000 for singles, $251,000 for couples)
New or Existing	Both new and existing homes — the ACT Home Buyer Concession Scheme applies to all residential property types, not just new homes.
Residency Requirement	Must live in the property as your principal place of residence for at least 1 continuous year from the date of settlement
Legislation	Duties Act 1999 (ACT) — Home Buyer Concession Scheme
How to Apply	Apply through the ACT Revenue Office. The concession is applied at the time of settlement and is processed by your conveyancer.

Eligibility Criteria

To qualify for the First Home Owner Grant in Australian Capital Territory, you must meet all of the following criteria:

Age	Must be at least 18 years old
Citizenship	Australian citizen or permanent resident
Previous Ownership	Must not have owned residential property in Australia in the last 2 years
Occupancy	Must live in the property as your principal place of residence for at least 1 year from settlement

How to Apply

Apply through the ACT Revenue Office. The concession is applied at the time of settlement and is processed by your conveyancer.

Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.

Other Schemes You Can Combine

First home buyers in Australian Capital Territory may also be eligible for these concurrent programs:

Home Buyer Concession Scheme — full stamp duty exemption for eligible first home buyers on properties up to $1,000,000
Pensioner Duty Concession Scheme
Home Guarantee Scheme (federal) — purchase with 5% deposit without LMI
First Home Super Saver Scheme (federal) — withdraw voluntary super contributions for your deposit

Frequently Asked Questions — ACT First Home Owner Grant

FHOG in Other States

NSW— $10,000 VIC— $10,000 QLD— $30,000 WA— $10,000 SA— $15,000 TAS— $30,000 NT— $10,000

Read the full guide: First Home Buyer Guide Australia

Related Resources

Stamp Duty Exemptions for First Home Buyers — State-by-state breakdown of available exemptions and concessions.
Stamp Duty Calculator — Calculate your stamp duty liability including first home buyer concessions.
First Home Buyer Guide Australia — The complete guide covering the buying process, costs, and tips.
Borrowing Capacity Calculator — Estimate how much you can borrow based on your income and expenses.

Understand Your Contract Before You Sign

Upload your property contract to Realestate Lens and get instant AI analysis highlighting key terms, risks, and red flags — explained in plain English. Built for Australian first home buyers.

Analyse Your Contract Free