First Home Owner Grant in Australian Capital Territory (ACT), No FHOG; eligible buyers pay $0 conveyance duty under the Home Buyer Concession Scheme
ACT FHOG payments ceased in 2019. From 1 July 2026, eligible Home Buyer Concession Scheme buyers pay no conveyance duty, with no property-value or income threshold.
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The Australian Capital Territory First Home Owner Grant is No FHOG; eligible buyers pay $0 conveyance duty under the Home Buyer Concession Scheme for eligible first home buyers. Both new and existing homes, the ACT Home Buyer Concession Scheme applies to all residential property types, not just new homes.
Quick Facts
| Grant Amount | No FHOG; eligible buyers pay $0 conveyance duty under the Home Buyer Concession Scheme |
| Property Value Cap | No property-value limit or income threshold for eligible transactions from 1 July 2026 |
| New or Existing | Both new and existing homes, the ACT Home Buyer Concession Scheme applies to all residential property types, not just new homes. |
| Residency Requirement | Must live in the property as your principal place of residence for at least 1 continuous year from the date of settlement |
| Legislation | Duties Act 1999 (ACT), Home Buyer Concession Scheme |
| How to Apply | Apply through the ACT Revenue Office. The concession is applied at the time of settlement and is processed by your conveyancer. |
Eligibility Criteria
To qualify for the First Home Owner Grant in Australian Capital Territory, you must meet all of the following criteria:
| Age | Must be at least 18 years old |
| Citizenship | The current ACT Revenue HBC eligibility page does not list a citizenship test; every buyer must be an individual aged 18 or over |
| Previous Ownership | Must not have owned residential property in Australia in the last 5 years |
| Occupancy | Must live in the property as your principal place of residence for at least 1 year from settlement |
How to Apply
Apply through the ACT Revenue Office. The concession is applied at the time of settlement and is processed by your conveyancer.
Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.
Other Schemes You Can Combine
First home buyers in Australian Capital Territory may also be eligible for these concurrent programs:
- Home Buyer Concession Scheme, no conveyance duty for eligible buyers from 1 July 2026 with no property-value or income threshold
- Pensioner Duty Concession Scheme
- Australian Government 5% Deposit Scheme (formerly Home Guarantee Scheme), purchase with 5% deposit without LMI
- First Home Super Saver Scheme (federal), withdraw voluntary super contributions for your deposit
Frequently Asked Questions, ACT First Home Owner Grant
No. ACT First Home Owner Grant payments ceased on 1 July 2019. The Home Buyer Concession Scheme instead makes conveyance duty $0 for eligible transactions from 1 July 2026, with no property-value or income threshold.
The Home Buyer Concession Scheme makes conveyance duty $0 for eligible buyers purchasing a new home, established home, or vacant residential land from 1 July 2026. The former property-value and income thresholds have been removed.
There is no income threshold for ACT Home Buyer Concession Scheme transactions from 1 July 2026. Earlier transaction dates remain subject to the thresholds that applied at that time.
The ACT scheme is a duty exemption rather than a cash grant. For eligible transactions from 1 July 2026, conveyance duty is $0 regardless of property value or income, but buyers must still meet the age, prior-property, ownership, and residence requirements.
FHOG in Other States
Related Resources
- ACT Contract Review Guide , First contract you've ever signed? Understand every clause before you commit.
- Stamp Duty Exemptions for First Home Buyers , State-by-state breakdown of available exemptions and concessions.
- Stamp Duty Calculator , Calculate your stamp duty liability including first home buyer concessions.
- First Home Buyer Guide Australia , The complete guide covering the buying process, costs, and tips.
- Borrowing Capacity Calculator , Estimate how much you can borrow based on your income and expenses.
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