How much is the First Home Owner Grant in South Australia?

South Australia's First Home Owner Grant is $15,000 for new homes valued up to $650,000. The grant applies to newly built homes, off-the-plan purchases, and substantially renovated properties.

Is there stamp duty relief for first home buyers in SA?

Yes. South Australia provides stamp duty relief for eligible first home buyers purchasing new homes. The relief applies to new homes valued up to $650,000. For established homes, standard stamp duty rates apply.

Can I get the SA FHOG for an existing home?

No. The South Australian First Home Owner Grant only applies to new homes. Established existing homes are not eligible. However, first home buyers may benefit from other concessions — consult RevenueSA for current entitlements.

What is HomeStart Finance?

HomeStart Finance is a South Australian government-backed lender that provides home loans with low deposits (as little as 3-5%), graduate loans, and shared equity options. It is specifically designed to help South Australians who may not qualify for traditional bank lending.

How much is the First Home Owner Grant in South Australia?

South Australia's First Home Owner Grant is $15,000 for new homes valued up to $650,000. The grant applies to newly built homes, off-the-plan purchases, and substantially renovated properties.

Is there stamp duty relief for first home buyers in SA?

Yes. South Australia provides stamp duty relief for eligible first home buyers purchasing new homes. The relief applies to new homes valued up to $650,000. For established homes, standard stamp duty rates apply.

Can I get the SA FHOG for an existing home?

No. The South Australian First Home Owner Grant only applies to new homes. Established existing homes are not eligible. However, first home buyers may benefit from other concessions — consult RevenueSA for current entitlements.

What is HomeStart Finance?

HomeStart Finance is a South Australian government-backed lender that provides home loans with low deposits (as little as 3-5%), graduate loans, and shared equity options. It is specifically designed to help South Australians who may not qualify for traditional bank lending.

First Home Owner Grant in South Australia (SA) — $15,000

South Australia's First Home Owner Grant is $15,000 for new homes up to $650,000. Learn eligibility, stamp duty relief, HomeStart Finance, and how to apply in SA.

Definition

South Australia First Home Owner Grant

The South Australia First Home Owner Grant is $15,000 for eligible first home buyers. New homes only — includes new builds, off-the-plan, and substantially renovated homes.

Quick Facts

Grant Amount	$15,000
Property Value Cap	$650,000
New or Existing	New homes only — includes new builds, off-the-plan, and substantially renovated homes. Does not apply to established homes.
Residency Requirement	Must live in the property as your principal place of residence for a continuous period of at least 6 months, commencing within 12 months of settlement or completion
Legislation	First Home Owner Grant Act 2000 (SA)
How to Apply	Apply through RevenueSA or through your lender at the time of settlement.

Eligibility Criteria

To qualify for the First Home Owner Grant in South Australia, you must meet all of the following criteria:

Age	Must be at least 18 years old
Citizenship	Australian citizen or permanent resident (at least one applicant)
Previous Ownership	Must not have previously owned residential property in Australia (or received a previous FHOG)
Occupancy	Must live in the property as your principal place of residence for a continuous period of at least 6 months, commencing within 12 months

How to Apply

Apply through RevenueSA or through your lender at the time of settlement.

Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.

Other Schemes You Can Combine

First home buyers in South Australia may also be eligible for these concurrent programs:

Stamp duty relief for first home buyers — no stamp duty on new homes up to $650,000 (eligible properties)
HomeStart Finance — government-backed low-deposit and shared equity loans for SA residents
Home Guarantee Scheme (federal) — purchase with 5% deposit without LMI
First Home Super Saver Scheme (federal) — withdraw voluntary super contributions for your deposit

Frequently Asked Questions — SA First Home Owner Grant

FHOG in Other States

NSW— $10,000 VIC— $10,000 QLD— $30,000 WA— $10,000 TAS— $30,000 ACT— No NT— $10,000

Read the full guide: First Home Buyer Guide Australia

Related Resources

Stamp Duty Exemptions for First Home Buyers — State-by-state breakdown of available exemptions and concessions.
Stamp Duty Calculator — Calculate your stamp duty liability including first home buyer concessions.
First Home Buyer Guide Australia — The complete guide covering the buying process, costs, and tips.
Borrowing Capacity Calculator — Estimate how much you can borrow based on your income and expenses.

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