First Home Owner Grant in Northern Territory (NT) — $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024)
The NT HomeGrown Territory Grant provides $50,000 for new homes (replacing the former $10,000 FHOG). Learn eligibility, stamp duty concessions, and how to apply in the Northern Territory.
Definition
Northern Territory First Home Owner Grant
The Northern Territory First Home Owner Grant is $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024) for eligible first home buyers. New homes only — the $50,000 HomeGrown Territory Grant applies to new home contracts entered before 30 September 2026.
Quick Facts
| Grant Amount | $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024) |
| Property Value Cap | No price cap for the HomeGrown Territory Grant (contracts entered before 30 September 2026) |
| New or Existing | New homes only — the $50,000 HomeGrown Territory Grant applies to new home contracts entered before 30 September 2026. HomeBuild Access is a separate interest-free loan (not a grant) for eligible owner-builders. |
| Residency Requirement | Must live in the property as your principal place of residence for a continuous period of at least 12 months, commencing within 12 months of completion or settlement |
| Legislation | First Home Owner Grant Act 2000 (NT) |
| How to Apply | Apply through the Territory Revenue Office or through your lender at the time of settlement. |
Eligibility Criteria
To qualify for the First Home Owner Grant in Northern Territory, you must meet all of the following criteria:
| Age | Must be at least 18 years old |
| Citizenship | Australian citizen or permanent resident (at least one applicant) |
| Previous Ownership | Must not have previously owned residential property in Australia |
| Occupancy | Must live in the property as your principal place of residence for a continuous period of at least 12 months, commencing within 12 months of settlement |
How to Apply
Apply through the Territory Revenue Office or through your lender at the time of settlement.
Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.
Other Schemes You Can Combine
First home buyers in Northern Territory may also be eligible for these concurrent programs:
- Stamp duty concessions for first home buyers on established homes
- HomeBuild Access — an interest-free loan (not a grant) for eligible owner-builders in the NT
- Australian Government 5% Deposit Scheme (formerly Home Guarantee Scheme) — purchase with 5% deposit without LMI
- First Home Super Saver Scheme (federal) — withdraw voluntary super contributions for your deposit
Frequently Asked Questions — NT First Home Owner Grant
FHOG in Other States
Related Resources
- Stamp Duty Exemptions for First Home Buyers — State-by-state breakdown of available exemptions and concessions.
- Stamp Duty Calculator — Calculate your stamp duty liability including first home buyer concessions.
- First Home Buyer Guide Australia — The complete guide covering the buying process, costs, and tips.
- Borrowing Capacity Calculator — Estimate how much you can borrow based on your income and expenses.
Understand Your Contract Before You Sign
Upload your property contract to Realestate Lens and get instant AI analysis highlighting key terms, risks, and red flags — explained in plain English. Built for Australian first home buyers.
Analyse Your Contract Free