First Home Owner Grant in Northern Territory (NT), $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024)
The NT HomeGrown Territory Grant provides $50,000 for eligible new-home contracts through 30 September 2027. Learn the current eligibility, occupancy, and application rules.
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The Northern Territory First Home Owner Grant is $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024) for eligible first home buyers. New homes only, the $50,000 HomeGrown Territory Grant applies to eligible contracts signed from 1 October 2024 through 30 September 2027.
Quick Facts
| Grant Amount | $50,000 HomeGrown Territory Grant (replacing the former $10,000 FHOG from 2024) |
| Property Value Cap | No price cap for the HomeGrown Territory Grant (eligible contracts through 30 September 2027) |
| New or Existing | New homes only, the $50,000 HomeGrown Territory Grant applies to eligible contracts signed from 1 October 2024 through 30 September 2027. HomeBuild Access is a separate interest-free loan (not a grant) for eligible owner-builders. |
| Residency Requirement | Must live in the property as your principal place of residence for a continuous period of at least 12 months, commencing within 12 months of completion or settlement |
| Legislation | First Home Owner Grant Act 2000 (NT) |
| How to Apply | Apply through the Territory Revenue Office or through your lender at the time of settlement. |
Eligibility Criteria
To qualify for the First Home Owner Grant in Northern Territory, you must meet all of the following criteria:
| Age | Must be at least 18 years old |
| Citizenship | Australian citizen or permanent resident (at least one applicant) |
| Previous Ownership | Must not have previously owned residential property in Australia |
| Occupancy | Must live in the property as your principal place of residence for a continuous period of at least 12 months, commencing within 12 months of settlement |
How to Apply
Apply through the Territory Revenue Office or through your lender at the time of settlement.
Tip: Most lenders and mortgage brokers can process the FHOG application on your behalf at the time of settlement. The grant amount is typically credited at settlement, reducing the funds you need to bring to the table.
Other Schemes You Can Combine
First home buyers in Northern Territory may also be eligible for these concurrent programs:
- A house-and-land stamp duty exemption may apply; confirm the transaction requirements with the Territory Revenue Office
- HomeBuild Access, an interest-free loan (not a grant) for eligible owner-builders in the NT
- Australian Government 5% Deposit Scheme (formerly Home Guarantee Scheme), purchase with 5% deposit without LMI
- First Home Super Saver Scheme (federal), withdraw voluntary super contributions for your deposit
Frequently Asked Questions, NT First Home Owner Grant
The NT offers the $50,000 HomeGrown Territory Grant for eligible first-home buyers who sign a new-home contract or begin an owner-build between 1 October 2024 and 30 September 2027.
A stamp duty exemption may apply to an eligible house-and-land package. Other duty outcomes depend on the transaction, so check the current Territory Revenue Office rules rather than assuming a general first-home concession.
HomeBuild Access is a separate interest-free loan (not a grant) for eligible owner-builders in the Northern Territory. It is distinct from the HomeGrown Territory Grant. Check with the Territory Revenue Office for eligibility and current terms.
No. The $50,000 HomeGrown Territory Grant applies to eligible new homes under contracts signed through 30 September 2027. The separate $10,000 established-home offer only covered contracts through 30 September 2025.
FHOG in Other States
Related Resources
- NT Contract Review Guide , First contract you've ever signed? Understand every clause before you commit.
- Stamp Duty Exemptions for First Home Buyers , State-by-state breakdown of available exemptions and concessions.
- Stamp Duty Calculator , Calculate your stamp duty liability including first home buyer concessions.
- First Home Buyer Guide Australia , The complete guide covering the buying process, costs, and tips.
- Borrowing Capacity Calculator , Estimate how much you can borrow based on your income and expenses.
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